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Coverage Information

Health Insurance for F-1 Visa Holders

All Auburn University at Montgomery foreign national students and their dependents are required to participate in the AUM Student Health Insurance Plan (SHIP). We remain committed to the health, welfare and safety of our international students. The AUM Student Health Insurance Plan is serviced by Academic Health Plans (AHP) and provided by Blue Cross Blue Shield of Alabama

Students should always go to Warhawk Health Services on campus for a referral first, before going to a doctor. The nurses will tell the student if they need to go to a doctor. The International Student Handbook provides a list of on-campus emergency information, nearby clinics, and pharmacies. The Emergency Room (ER), such as Baptist East and Jackson Hospital, will cost a student more money.

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F-1 Visa Holders' Heath Insurance Information

It is necessary for all F1 students to look over their Blue Cross Blue Shield of Alabama health plan before going to a doctor.

Visit the website to create an account 24/7. With this link, students can access their account, look at claims, and print your insurance card.

The Office of Global Initiatives can provide students with a number of services related to their health care plan such as:

  • Claim assistance
  • Adding dependents
  • Insurance card distribution
  • Policy questions

While The Office of Global Initiatives assist students with their insurance questions, they should be aware that due to the complex nature of health insurance information, we are not always able to provide specific detailed information on an individual case without researching the specifics of that case.

For specific questions you may send an email to with your information and request. All emails should include your name and student Banner ID number. Please include as many details as possible. In many cases, we can respond to you via email or phone.

If you would like to schedule an appointment to discuss your insurance benefits, please email with your name, student Banner ID, and several possible times that you could meet.

All billing concerns are made directly to Blue Cross Blue Shield off Alabama by the student, this is due to The Health Insurance Portability and Accountability Act (HIPPA) . For contact information, please call Customer Service at 1-866-346-4585 to speak to a representative of Blue Cross Blue Shield of Alabama.

Under certain exceptional circumstances, students and scholars or dependents may waive out of the mandatory requirements if they can show proof of insurance coverage that is EQUAL TO OR GREATER THAN the coverage provided by the AUM International Student and Scholar Health Insurance Plan. Students and scholars should be aware that waivers are rarely given. Policies purchased abroad do not typically meet the AUM mandatory requirements. U.S. Department of State minimum requirements are also not equivalent to the AUM insurance plan.

To obtain a waiver, the student must submit an International Insurance Waiver Form known as a waiver-form. This waiver must be completed and signed BY THE PROPOSED INSURANCE COMPANY which attests their coverage is equal to or greater than AUM’s insurance plan.

Once the proposed insurance company fully completes the waiver form, they must submit the waiver form to by the deadline listed on the waiver form.

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